1. Introduction
Welcome to Nadim AI ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and web service (collectively, the "App").
2. Information We Collect
We collect the following types of information:
Account Information
- Name (first and last name)
- Email address
- Password (stored securely using encryption)
Financial Information
- Expense records and categories
- Savings goals and balances
- Gold and silver investment tracking data
- Debt and receivable records
- Subscription tracking data
Important: We do not collect payment card numbers, bank account numbers, or credit scores. All financial data you enter is self-reported for personal tracking purposes only.
3. How We Use Your Information
We use the information we collect solely for the following purposes:
- To create and manage your account
- To provide the core functionality of the App (managing finances, goals, tasks, work, and generating reports)
- To authenticate your identity and secure your data
- To save your preferences (language, theme, currency)
4. Data Sharing
We do not sell, rent, or share your personal information with third parties.
Your data is not used for advertising, marketing, analytics, or tracking purposes. We do not share data with data brokers or advertising networks.
5. Third-Party Services
The App retrieves publicly available gold and currency pricing data from third-party APIs for display purposes only. These services do not receive any of your personal information.
6. Data Storage & Security
- Your data is stored on secure servers with encryption at rest and in transit (TLS/SSL)
- Passwords are hashed and never stored in plain text
- Authentication uses secure JSON Web Tokens (JWT)
- On mobile devices, sensitive data is stored using native secure storage (iOS Keychain / Android SharedPreferences)
7. Data Retention
We retain your data for as long as your account is active. If you delete your account, all associated data will be permanently removed from our servers within 30 days.
8. Your Rights
You have the right to:
- Access your personal data
- Request correction of inaccurate data
- Request deletion of your account and data
- Export your data
9. Children's Privacy
The App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page. Continued use of the App after changes constitutes acceptance of the updated policy.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us at: